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ADFA Down Payment Assistance Program
ADFA has down payment assistance for qualifying applicants of an "ADFA StartSmart" or “ADFA Move-Up” first mortgage. The DPA ranges from $1,000 to $15,000 for down payment and closing cost assistance. Cash back to the borrowers is allowed for expenses "paid outside of closing" (POC).
USDA Housing Direct Home Loan
The USDA Single Family Housing Direct Home Loan assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.
